Whatever your goals, we believe that sound financial planning is the key to success. Our team of experts work together to create the right solutions tailored to your needs. Our role is to understand your position today by listening carefully, getting to know you and understanding what you want from life tomorrow.
In partnership, we can develop a Lifetime Financial Plan around the things you want to do in your life. We assess your financial situation, looking at where you are and where you want to be. We consider the level of risk you are prepared to take to achieve your goals and clearly define where your financial priorities and needs may lie.
By developing a personalised Lifetime Financial Plan we can support you in achieving your financial goals and lifestyle aspirations. If you have more complex financial affairs, we can develop and manage a fully comprehensive Lifetime Wealth Management Plan that takes account of your specific requirements.
We look at every aspect of your finances to understand how advice in one area may impact other areas of your financial world. We work together to make sure you make the most of any tax relief and allowances, while managing the impact of Capital Gains and Inheritance Tax.
Through in-depth conversations, we will align your plan to what you have told us you want to achieve, talk through our recommendations and implement the actions we agree. In this way, the Lifetime Wealth Management Plan is able to achieve the depth of understanding necessary to comprehensively organise complex affairs, and strengthen your financial position.
Keeping your financial plan on track
Once your plan is in place, we need to make sure it stays on track to achieve your goals and any advice remains relevant. As part of our review service we meet you each year to assess your situation and discuss any change in circumstances or long-term goals.
We will discuss any action you need to take or any specific areas of advice you need. We then update key elements of your plan to ensure it remains on track.
Your first meeting with a financial planner
Your first meeting with your financial planner will take place at a time and place you choose – our office or your home or workplace if you prefer. We will guide the discussion to help you describe your priorities and circumstances in detail. The meeting is likely to last around two hours, depending on how much information there is to share. You might already have a clear idea about arrangements you want to make or you might have a completely open mind. Your financial planner will shape the meeting to fit your individual needs.
Building a clear picture of your financial goals
Asking questions and listening to your responses and thoughts is the key to a successful meeting. Our financial planners are excellent communicators who will focus the discussion and help you provide all the information needed. They will take notes while you are talking, to begin building a clear picture of your circumstances and goals.
What happens next?
Your financial planner will agree next steps with you at the end of the meeting. Depending on your particular requirements, they may follow up with a further meeting or other communication. It’s an entirely personalised approach for you.
Openness and honesty are at the heart of our relationship with every client. From the start, we’ll be clear about what you may need to pay for – from financial planning and advice to investing with us. You will always receive a cost breakdown to review and agree before we go ahead with chargeable work. Our fees represent the quality of our service and the professionalism and dedication of our expert team to your financial wellbeing